by: Al Thomas
I don?t know what kind it is, but I saw it on TV running full speed along the shore (I don?t live near the shore) throwing up spray or maybe it was that one climbing up the steep mountain trail thru the mud, rocks and snow. Very exciting. (I don?t live near the mountains either.) WOW! Just what I need.
But there are a few obstacles.
It costs about $28,000. (That?s close to the average annual wage.) I have perfect credit and they?ll give it to me for no money down. All I have to do is make the monthly payments for the next 5 years of only $541. Maybe it won?t be that much because I?ll be trading in my car and I have it almost paid for it.
I can see me now headed for the beach or climbing that mountain in that shiny new car.
I tell my wife.
She says, ?So?.
I say, ?Waddayamean ?so???
She elaborates that our car is almost paid for and hasn?t a scratch on it. It looks like new when it is washed and waxed and runs great. She whacks me with if I want a different car we can have this one repainted and put on new slip covers. The transmission and AC have both been replaced and it has less than 100,000 miles on it. She remembers the engine is rated for 200,000 miles and the tires are good for another 50,000 miles. How does she recall those statistics? I can?t win for losing with this woman.
There is a tone in her voice that I know means finality when she iterates, ?You might want a new car, but we don?t need one?. My reply is the car might break down and may cost thousands to fix?. Her lightning reply, ?Well, it won?t cost $28,000 and our insurance bill won?t go up either. If you want payments you can make an extra mortgage payment each month. Better yet let?s knock down that credit card debt.?
I hear the air hissing out of my balloon. No beach. No mountains. Forget all that practical stuff like saving for retirement or having some extra cash put away for emergencies. Damn.
BUT - my neighbor has a new car.
About The Author
Al Thomas' best selling book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter and receive his market letter at www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know. Copyright 2005
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Little Things You Can Do To Save Money On Car Fuel
by: Dr. Drew Henry
Nowadays, car fuel prices are on the rise and consumers are suffering. Gone are the days when you can carelessly drive your car without worrying about burning up too much gas.
There are important procedures that you, as a car owner, can take in order to improve gas mileage. The following are practical tips to conserve gas:
Close Windows - Windows that are open can create air drag that can decrease the fuel consumption by 10%.
Avoid Bumpy Roads - Rough roads should not be taken as much as possible. Dirt, bumps, rough roads and gravels can cause 30% increase in fuel consumption.
Keep Your Car Light - Take out unnecessary baggage. The trunk should be kept clean, any gadget, tools or loads that are not needed should be taken out. 100 pounds of extra baggage can affect fuel economy by two percent.
Drive Efficiently - Just drive reasonably within the speed...
Little Things You Can Do To Save Money On Car Fuel
Bicycle Rims And Wheels, Your Bike Cant Go Anywhere Without Them
by: Alastair Hamilton
The first bicycle wheels were from a horse drawn cart, made of wood with a metal band round the bicycle rim, very hard and very uncomfortable to ride. Then a man called Dunlop (Scottish) invented the pneumatic tire, this along with Macadam (another Scot) inventing the tar road surface made cycling a lot more comfortable.
The bicycle rim, like the bicycle frame hasn?t changed much in design, its still round and always will be. From the first wooden rims the next were made of steel, then alloy and now if you can afford it, carbon. Of all bicycle parts the bicycle rim can make a big difference to how your bike handles. First the weight of your rim affects your sprinting and climbing as the weight will low you down, for a long, flat effort the weight isn?t so important as when you get the wheels rolling the weight can help to keep them going. The shape of the...
Bicycle Rims And Wheels, Your Bike Cant Go Anywhere Without Them
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by: Maricon Williams
Have you ever bothered about the significance of weight to your bike? Maybe yes, but to other riders, the answer will be on the negative.
Weight affects the performance of the motorcycle. In fact, it greatly improves the bike?s braking acceleration and deceleration. Thus, to reduce the weight of the wheels can make a great boost. That change can be a catalyst to achieve your most desired motorcycle performance.
Motorcycle parts and accessories play an important role in the performance of the motorcycle. They can break or make a history. This is the reason why we have to know them by heart and apply the best solution to bring out the best in every part.
In connection to weight, it must be correlated to these motorcycle parts. Say for instance, the tires. Weight can be considered in two ways ? the static weight and the dynamic weight. The first speaks of the weight the motorcycle is not...
Weight and Motorcycle
Tips For Winter Driving
by: David Maillie
Winter driving can be hazardous and stressful. Wind, snow, ice and blizzard conditions increase the normal dangers of driving. There is a lot you can do before the winter driving season and during a storm to protect yourself and your family.
Before winter arrives, have your car inspected to be sure it is ready for the road conditions. You can do this yourself or take it to a qualified mechanic. Check the battery, wipers and fluid, thermostat, brakes, ignition system, antifreeze, exhaust system, lights, oil level, heater and defrosters. Make sure everything is in good working order to keep you safe throughout the cold weather.
Check your tires to be sure they are road ready. Install tires that are appropriate for the driving conditions. In moderate amounts of snow, all weather radials will do the job nicely. If you live in a climate where you experience a lot of snow, consider snow tires. These...
Tips For Winter Driving
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by: Mark Clarkson
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The newest Toyota Corolla comes in one body style. This is a four-door sedan. The Toyota...
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by: Mike Barus
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There are a great variety of tires on the market and it is quite easy to become overwhelmed at the sheer number of choices available from different brands.
In order to find the best tires for your specific ATV that meets your needs, consider these three points:
1.) Tread:
When it comes to tires, the most important attribute is the tread.
Different tires have different types of tread that make the ATV appropriate for navigating different types of terrain.
If using the improper tires, accidents are more prone to occur, so ensure you seriously contemplate the uses of your ATV in order to find the appropriate tire tread.
For individuals planning on spending time in the mud, it is strongly recommended that...
What To Look For When Purchasing An ATV Tire
Five Family Friendly Vacations Ideas and How To Make Them Affordable
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by: Patricia Kopp
Does the cost of travel have you wondering whether or not you can afford to take your family on a vacation this year? Your much needed and well deserved vacation should be a priority in your life and we are providing ways to make your family vacation time more affordable and more enjoyable.
1. Kids and Cruises ?Traveling by ship is a way for families to visit several...
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Kid Movie Party Theme
Kid Movie Party Theme
by: Mike Dougherty
Lights! Camera! Action!
Now with our exclusive movie party theme, your birthday child can star in their own movie!
That's right, with fun kid birthday parties one-of-a-kind movie making adventure, you can turn your child's birthday party into a movie making party they'll never forget.
Imagine how excited your birthday child will be when they get to tell all their party guests that everyone is going to...
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by: Ismael D. Tabije
Since computers?PCs, laptops and notebooks--have now pervaded the entire ambit of our lives, maintaining all its attachments has also become very important. A printer is one of the most useful attachments as it is constantly utilized by the computer users. However, buying inkjet cartridges for your printer can be a daunting task. You really have to know how to choose the best inkjet cartridge...
laptop Want To Buy an Inkjet Cartridge? Read This for Tips My Neighbor Got A New Car